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Payments made by the cheques drawn on a location where the Bank doesn’t have a branch shall be subject to a processing and dealing with fee as decided by the Bank once in a while. A cheque deposit shall be acceptable for collection and the proceeds shall not be available till the cheque has been cleared and the proceeds paid to the Bank. Any cash deposits may only be considered having been acquired by the Bank upon crediting the same to the Card Account. Use of the Card at any ATM of the Bank or another bank or establishment with whom the Bank has an Agreement for using the ATM of the mentioned bank or establishment during which case advance will be further subject to the applicable daily withdrawal limit of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to say no or honor the authorization requests on the Card without assigning any reason.

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This may require the disclosure of data to a Bangladeshi or overseas governmental or regulatory authorities or to another individual we reasonably assume needed for these purposes. The Priority Pass card just isn’t a cost card nor it’s a proof of creditworthiness and attempts to use it as such might represent fraud. Once a Balance Transfer has been made, the shopper has to proceed the steadiness switch amount for no much less than 6 months with BRAC Bank i.e., the customer can not switch the balance to another financial institution inside the specified period of time. If the cardholder misses to pay four consecutive EMI funds, the entire amount shall be again converted into excellent with regular rate of interest. The cardholder can buy Motorbikes with BRAC Bank Credit Card from any Motorbike Partner outlets and convert the transactions into Motorbike installment plan at 16% efficient interest rate per annum.

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The Cardholder might not pledge the Card as Security for any function in any respect. “Terms and Conditions” means the terms and conditions set out herein and/or as could also be stipulated by BRAC Bank Limited every so often, as amended. “Late Payment Fee” means a cost applicable in case of the Cardholder’s failure to pay at least minimum amount due inside the Payment Due Date.

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